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In order to keep payday loans from becoming more expensive, the FCA in the UK also set a restriction on their interest rates. It forces lenders to be open and honest about the entire cost of the loan, including any fees. A certified public accountant may be used by lenders to take repayment straight out of the borrower's bank account. Borrowers have the option to terminate the CPA and set up a different repayment plan, though. A borrow
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